Key figures

Key figures

Annual Results 2016

  2015 2016 Change (%)
CHF million
Business volume      
Gross premiums written (non-life) 3,050.0 3,140.7 3.0
Gross premiums written (life) 3,783.4 3,570.9 – 5.6
Sub-total of IFRS gross premiums written1 6,833.4 6,711.6 – 1.8
Investment-type premiums 2,085.1 2,199.2 5.5
Total business volume 8,918.6 8,910.8 – 0.1
       
Operating profit (loss)      
Consolidated profit / loss for the period before borrowing costs and taxes
Non-life 395.5 396.4 0.2
Life2 277.3 226.1 – 18.5
Banking 80.8 92.1 14.0
Other activities – 34.4 – 31.0 – 9.9
Consolidated profit for the period 511.1 533.9 4.5
       
Balance sheet      
Technical reserves 45,776.6 46,209.0 0.9
Equity 5,453.6 5,773.7 5.9
       
Ratios (Per cent)
Return on equity (RoE) 9.3 9.7
Gross combined ratio (non-life) 92.5 91.1
Net combined ratio (non-life) 93.3 92.2
New business margin (life) 9.8 21.3
Investment performance (insurance)3 1.7 3.1
       
Embedded value of life insurance policies      
Embedded value (MCEV) 3,876.2 4,409.4 13.8
Annual premium equivalent (APE) 367.0 322.1 – 12.2
Value of new business 36.1 68.5 89.8
       
Key figures on the Company's shares      
Shares issued (units) 50,000,000 50,000,000 0.0
Basic earnings per share4 (CHF) 10.96 11.53 5.2
Diluted earnings per share4 (CHF) 10.65 11.22 5.4
Equity per share4 (CHF) 116.0 123.8 6.7
Closing price (CHF) 127.60 128.30 0.5
Market capitalisation (CHF million) 6,380.0 6,415.0 0.5
Dividend per share5 (CHF) 5.00 5.20 4.0

1 Premiums written and policy fees (gross).
2 Of which deferred gains / losses from other operating segments (31 December 2015: CHF -3.3 million; 31 December 2016: CHF 2.0 million).
3 Excluding investments for the account and at the risk of life insurance policyholders.
4 Calculation is based on the profit for the period attributable to shareholders and the equity attributable to shareholders.
5 2016 based on the proposal submitted to the Annual General Meeting.

Annual Results 2016

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