Numerous departments are already working on the future on a daily basis and focus on the following areas, which we will explain to you bit by bit in this and the next blog posts:
- Focus areas
- Open Innovation
- Partnerships and cooperations
- Investments: Startup Scouting, Corporate Partnership and Corporate Venture Capital

Focus areas
Focus areas are topics that are part of our core business or related business areas. Mostly they contain topics that we would like to observe in depth for changes and new opportunities. Currently, these are the Core, Home and Mobility areas.
Making life easier for our customers and us
In our core business, we take into account all issues that affect our current products in insurance, asset management and banking. Everything that makes work easier for us and our customers and increases security, we try to consider here.
So you can live better
Home is about how we can work with partners to build an ecosystem around the home. In particular, it is about housing services for tenants, landlords and owners. For all these parties, we want to increase the simplicity and comfort of all activities and tasks in everyday life.
Two of these projects integrated into Home for tenants and owners can already be booked today: Bubblebox and Movu. While Bubblebox picks up your pile of laundry from your home and returns it lovingly folded, Movu helps you find a home help and move without complications. With offerten.ch and devis.ch we already offer a platform for owners where they can get non-binding offers from craftsmen. In addition to these examples from Switzerland, we are of course also planning projects in other countries such as Belgium, Luxembourg and Germany. In Belgium, we have recently invested in a digital assistant from the startup Keypoint, which should automate and simplify the work of property managers.
How Mobility, E-scooters and co. keep us on the go
Mobility changes constantly and visibly. Just a few years ago, car sharing services like Uber and also e-scooters were unthinkable, as the blog on "What is innovation" explains. Increasing mobility and flexibility are putting infrastructures such as roads and railways to the test. We also want to be as environmentally friendly as possible. All these points mean that individual transport has to face the challenge of reducing its ecological footprint while at the same time ensuring the comfort and flexibility of customers. This is precisely where we are trying to start. Baloise has many years of experience with insurance companies in the field of mobility and therefore has a wealth of knowledge and data from and about road traffic. We believe that we can use our knowledge together with partners to master these future challenges with excellence.
Continuous adjustments ensure our future existence
Baloise must adapt its business model to these changed circumstances. That's why we are already working on solutions that enable integrated and combined transport for everyone and, at the same time, secure our continued existence. With its "Simply Safe" strategy, Baloise has set itself the goal of ensuring that its customers simply feel safe with little effort despite the changes. We work every day to achieve this goal.