A long-term focus
Our investment strategy has a long-term focus, which is the nature of the insurance business. Due to the long-term obligations arising from life insurance contracts or occupational pension contracts, short-term profit maximisation is not the main focus.
When it comes to investing insurance and third-party customer funds, we align our investment strategy with the needs of our customers. The ultimate goal of our investment strategy is to obtain a result which is as great and sustainable as possible. Within this goal, we integrate the principles of responsible investment into our investment process. We are convinced that this will have a positive impact on the risk/return profile in the long run.
Sustainable investment is a key principle for our activities in the area of sustainability, which is an integral component of our business strategy. This is why we are constantly aiming to enhance our approach. We aim to use these efforts to make a positive contribution to protecting the climate and to society at large, as well as to reduce any negative effects on society and the environment.
The funds we invest responsibly
Since the start of 2019, Baloise Asset Management has been making new investments for all insurance funds based on the defined responsible investment policy, our responsible investment approach.
Our responsible investment approach now extends to liquid investments, bonds, alternative investments such as senior secured loans and real estate. This means that around 80 per cent of our investment volume is currently invested responsibly.