The Baloise Group is more than just a traditional insurance company. The changing security, safety and service needs of society in the digital age lie at the heart of its business activities. The 7,900 or so employees of Baloise therefore focus on the wishes of their customers. The best possible customer service, combined with innovative products and services, makes Baloise the first choice for people who want to feel ‘simply safe’. Located at the heart of Europe, with its head office in Basel, the Baloise Group is a provider of prevention, pension, assistance and insurance solutions. Its core markets are Switzerland, Germany, Belgium and Luxembourg. In Switzerland, the Group also operates as a specialised financial services provider, offering a combination of insurance and banking services. The Group offers innovative pension products to retail customers throughout Europe from its competence centre in Luxembourg. Bâloise Holding Ltd shares are listed in the main segment of the SIX Swiss Exchange.
Standard & Poor's acknowledged Baloise's very healthy 'AAA' capitalisation, high operational profitability and robust competitive position in its most profitable core markets. Moreover, the agency again rated the company's risk management as 'strong'.
A panel of experts – Chief Risk Officer Stefan Nölker, Head of Investment Strategy Thomas Schöb and Head of Communications & Investor Relations Marc Kaiser – discussed the main changes in the 2016 report from S&P.