Baloise Group reveals SST ratio of 262 per cent

Basel, April 30, 2018. With the publication of its financial condition report, the Baloise Group is disclosing for the first time its solvency ratio calculated in accordance with the conditions of the Swiss Solvency Test (SST). Despite significantly higher requirements, Baloise can reveal an excellent solvency ratio of 262 per cent.

All Swiss insurance companies are publishing a financial condition report by 30 April 2018. The report has to be prepared in accordance with the requirements set out in FINMA Circular 2016/2 Disclosure – Insurers and thus articles 111a and 203a of the Swiss Insurance Supervision Ordinance (AVO; SR 961.011) for the Baloise Group and for the two Swiss companies Baloise Life Ltd and Baloise Insurance Ltd. The report focuses on the 2017 financial year (reporting period); the relevant date for the calculation of solvency for the purpose of the SST was 1 January 2018. The solvency ratio as at 1 January 2018 was a robust 262 per cent (1 January 2017: 214 per cent). Baloise thus continues to have an extremely sound level of capitalisation – as it has for many years.

The full financial condition report for Baloise (in German) can be downloaded as a PDF using the link below. The 'at a glance' document is a one-page summary of the most important results.


Portrait Roberto Brunazzi

Roberto Brunazzi

Head of Media Relations


+41 58 285 82 14

Portrait Marc Kaiser

Marc Kaiser

Head of Corporate Communications & Investor Relations


+41 58 285 81 81


The Baloise Group is more than just a traditional insurance company. The changing security, safety and service needs of society in the digital age lie at the heart of its business activities. The 7,200 or so employees of Baloise therefore focus on the wishes of their customers. The best possible customer service, combined with innovative products and services, makes Baloise the first choice for people who want to feel ‘simply safe’. Located at the heart of Europe, with its head office in Basel, the Baloise Group is a provider of prevention, pension, assistance and insurance solutions. Its core markets are Switzerland, Germany, Belgium and Luxembourg. In Switzerland, with Baloise Bank SoBa, the Group also operates as a specialised financial services provider, offering a combination of insurance and banking services. The Group offers innovative pension products to retail customers throughout Europe from its competence centre in Luxembourg. Bâloise Holding Ltd shares are listed in the main segment of the SIX Swiss Exchange.

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