Baloise is redefining personal-items insurance

Basel, February 1, 2018. Last year, Baloise tested the water with a selection of innovative insurance policies for personal belongings. It is now going even further by offering fully digitalised insurance cover for more than 60 individual items that are particularly precious to their owners – all in just two minutes and a few clicks. This is another step forward in the implementation of the Simply Safe strategy, which aims to inspire customers with individual, intuitive and straightforward insurance solutions.

Model ships, scooters, armchairs, headphones, barbecues, designer handbags, mobile phones, cameras, musical instruments – since January 2018, all these and more can be insured at Baloise. It takes just two minutes and a few clicks. This in cooperation with KASKO and Picsure (former Snapsure) developed made-to-measure insurance solution captures the zeitgeist and its popularity proves that it is the right strategy: “Last year, there were just a handful of items that could be insured individually. The response from our customers was extremely positive. We have now extended the range and will be the first true individual-item insurer in Europe – with possibly the smallest amount of small print. Our terms and conditions barely fill a single A4 page,” beams Wolfgang Prasser, member of the Executive Committee of Basler Insurance. “In addition to our younGo insurance product, which was developed especially for young people and offers simple, low-cost insurance for the under 30s, we are now meeting the needs of an additional, broad customer group, namely anyone who has a strong attachment to a personal belonging that wouldn’t normally be covered by specific insurance,” explains Prasser.

Insuring specific favourite items

Under a standard home contents insurance policy, items are not individually insured or are insured only against certain types of damage. The red wine stain on the expensive leather sofa and the new smartphone dropped down the toilet are not normally covered. The modular structure of the new personal-items insurance now makes it possible for customers to insure their favourite possessions against such risks. And a key benefit for customers is that they choose the duration of cover themselves. Once the cover period is up, the policy expires automatically. Our terms and conditions may also be record-breaking. We have managed to fit them on less than a side of A4.

If you want to know whether you can insure your favourite possessions, just go to or send us a photo.


Portrait Roberto Brunazzi

Roberto Brunazzi

Head of Media Relations


+41 58 285 82 14

Portrait Marc Kaiser

Marc Kaiser

Head of Corporate Communications & Investor Relations


+41 58 285 81 81


Die Baloise Group ist mehr als eine traditionelle Versicherung. Im Fokus ihrer Geschäftstätigkeit stehen die sich wandelnden Sicherheits- und Dienstleistungsbedürfnisse der Gesellschaft im digitalen Zeitalter. Die rund 7'300 Baloise Mitarbeitenden fokussieren sich deshalb auf die Wünsche ihrer Kunden. Ein optimaler Kundenservice sowie innovative Produkte und Dienstleistungen machen die Baloise zur ersten Wahl für alle Menschen, die sich einfach sicher fühlen wollen. Im Herzen von Europa mit Sitz in Basel, agiert die Baloise Group als Anbieterin von Präventions-, Vorsorge-, Assistance- und Versicherungslösungen. Ihre Kernmärkte sind die Schweiz, Deutschland, Belgien und Luxemburg. In der Schweiz fungiert sie mit der Baloise Bank SoBa zudem als fokussierte Finanzdienstleisterin, einer Kombination von Versicherung und Bank. Das Geschäft mit innovativen Vorsorgeprodukten für Privatkunden in ganz Europa betreibt die Baloise mit ihrem Kompetenzzentrum von Luxemburg aus. Die Aktie der Bâloise Holding AG ist im Hauptsegment an der SIX Swiss Exchange kotiert.

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