Examples of Baloise products that help our customers make environmentally aware decisions include our electric car insurance, our e-bike and bike insurance, and our “BaloiseCombi Building” building insurance. With the “Building” safety module, Baloise provides a modernisation budget in cases involving a total loss that is covered by the policy corresponding to 10% of the value of the building (up to a maximum of CHF 50,000) for value-increasing investments. Examples of such investments include:
Structural measures based on the latest Swiss Minergie sustainable building standard
Use of environmentally friendly and healthy construction materials
Heating systems based on renewable energy sources (e.g. photovoltaic installations, geothermal probe)
Measures for a more comfortable home (e.g. more modern kitchen, senior-friendly living)
Climate change is making our climate increasingly difficult to predict. This is a risk that we want to protect our customers from. Baloise’s household insurance covers natural hazards such as high water, storm and hail, as well as destruction, damage or loss due to earthquakes.