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Innovation at Baloise
Our innovation mission

Our innovation efforts are focused on enabling our insurance, banking and asset management businesses to achieve their targets. We leverage the skills, know-how and network built over the past years to support further digitalization, product innovation and automation of processes, hence supporting our efficiency and profitability effort. We also leverage our footprint in Corporate Venture Capital to access and monitor new trends, beyond our existing markets.

Corporate partnerships

We are constantly on the lookout for innovative partners who can help us make our insurance business more efficient and, above all, more customer-friendly. With this in mind, we invite start-ups to present possible proof of concepts or pilot projects. If both sides are interested, this can develop into a longer-term partnership. As we have an appropriate team and a lot of experience in this area, this process is quick and easy. Time is a precious commodity and we want to find valuable solutions for both parties.

Would you like to partner with us? Get in touch with our team!

Corporate venture capital investments

Our corporate venture capital platform is designed to make investments that generate a return and contribute to innovation. Investments are mainly made in the FinTech and InsurTech sectors, but also target future business models. This is one of the reasons why we invest not only in European, but also in American and Israeli companies in the seed or Series A phase.

In order to combine the best of both worlds - the know-how of an established financial company and the expertise of specialists in investing in start-ups - we work together with the venture capital company Anthemis to identify and evaluate investment opportunities.

Looking for venture capital? Get in touch with our team!

Co-creation

We work with universities and think tanks to promote innovation. We are convinced that bringing together different players and expanding our network helps us to think outside the box. In this way, we can shape the future of the insurance industry and beyond together.

Our employees also make an important contribution to Baloise's ability to innovate. With the internal innovation programme "Kickbox", we want to enable our employees to work on their own innovative ideas. Kickbox offers a three-stage process that takes participants from the initial idea to an advanced project within twelve months. 

Portfolio ventures

At Baloise, we want to make our customers' lives easier and safer. That's why, in recent years, we have started to forge partnerships and build a portfolio of companies by either investing in start-ups or founding our own start-ups. We have documented our innovation journey from 2017 to 2023 in detail and have compiled a selection of our initiatives below.

AI platform for efficient claims processing. Seamless integration into existing claims systems. Automate processes and reduce costs. → www.omnius.com

Hedging solutions platform for the Agri Food Industry. Combining modern data science with an old-fashioned customer focus has enabled Stable to reimagine risk management. → www.stableclub.com

Home

MOVU offers its customers a relaxed relocation, and at the same time brings transparency to the Swiss moving market. → www.movu.ch

Bubble Box washes, cleans, folds and irons your clothes anywhere in Switzerland - including collection and delivery service. www.bubblebox.ch

Devis provides a free network of companies selected by experts throughout French-speaking Switzerland according to precise criteria: skills, specialisations, location and know-how.  www.devis.ch

Houzy is the first open platform for homeowners in Switzerland with strong partners, a lot of expert knowledge and a rapidly growing community. www.houzy.ch

Batmaid is a platform for booking a cleaning service. www.batmaid.ch

Keypoint is the digital assistant for all parties with decision-making power on repairs, maintenance and building management. www.keypoint.be

Rent smartly with Rentio. The platform for landlords, property managers, estate agents and tenants. At Rentio you will find everything you need to rent or let without worries! www.rentio.be

The first technical inspection body for real estate in Belgium. ImmoPass is a building control office that carries out technical audits for residential and office buildings. → www.immopass.eu

Mobility

Switzerland’s biggest Online Shop for cars at a monthly price. → www.gowago.ch

Duke delivers car rentals. Affordable and free of charge. → www.heyduke.com

Say goodbye to the search for parking space! Parcandi connects cars and parking lots. → www.parcandi.com

DrivOlution helps transportation companies and organisations with a large fleet of vehicles to analyse and adapt the driving style of their employees. → www.drivolution.be

MOBIKO is a Munich-based company that provides a digital platform for employers. So they - initially in Germany - can manage the mobility of their employees. → www.mobiko.net

Big Data supports sustainable mobility. Vianova promotes efficient collaboration between public authorities and private mobility providers. How? Simple and securely via its data exchange platform. → www.vianova.io

Stratos Technologies digitizes aftersales processes for full-service leasing, fleet, insurance and garage-chains. → www.stratos-automotive.com

GoMore is a Danish carsharing platform enabling private car rental, shareable leasing and ridesharing. www.gomore.dk

Your car. Your data. TRONITY enables you to access, own and manage your electric vehicle data via software only – no hardware or modification on the vehicle is needed! www.tronity.io

Team

Our team brings together a wide range of experience from both the corporate and start-up world. Get in touch if you have any topic-specific questions.

Sibylle Fischer

Director Strategic Venturing | I oversee our corporate venture capital investments and try to find the most promising use cases that can be realised by Baloise by gaining insights into the start-up world. LinkedIn | Email

Yan Shikhvarger

Investment Manager | I work on our corporate venture capital investments and identify future growth areas. LinkedIn | Email

Matthias Rüfenacht

Innovation Manager | I analyse future trends for Baloise, translate them into innovation projects and support the implementation of the most promising use cases. | LinkedIn | Email

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